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## IV. **The Problem with the Current System: Good People Get Flagged, Bad People Slip Through**
Fraud detection today is built on the illusion of objectivity.
Rules-based scoring models. Behavioral red flags. Actuarial profiles. Checkbox logic. These systems are meant to catch deception — but what they often catch is *difference*.
Trauma survivors stumble over timelines. They forget things. They cry at the wrong moments. They freeze up. They contradict themselves not because theyre lying, but because theyre *wounded*.
Meanwhile, manipulators — particularly narcissistic personalities — often present as calm, collected, helpful. They *rehearse* their stories. They mirror what the system wants to hear. And they pass.
The result?
The honest get flagged.
The practiced glide through.
This isnt a system problem. Its an empathy problem. Or more precisely — a *lack* of forensic empathy. We need tools that understand human variation, trauma responses, and narrative complexity. Not just automation. Not just algorithms.
What we need is a new kind of listening. A new kind of forensic.
One that honors the truth without punishing the vulnerable.
> *Bad actors arent just gaming the system — theyre weaponizing it.*